Saturday, November 28, 2020

The Supreme Court got the latest ruling wrong regarding Churches, here is why.




Certain places are risky with Bars and Restaurants being among the worst, churches are not far behind simply do to talking and loudly when people are singing. When you sing you force more water Droplets out which is how the Virus is transmitted as it needs a means to move. The more pushing water particles into the air, the more of a chance people will inhale those particles. In a enclosed environment the air is not moving so the particles can hang out or catch very slow currents. That is why the CDC Recommends after being in a enclosed environment for 15 minutes with someone who has been infected to self quarantine.
But they are all wearing masks?
Well this is how we go back to the Fauci statement that became so controversial early on, he worried people would have the false idea that masks, all masks would completely protect you.
Masks work not by catching the virus itself but by catching the water droplets expelled through your mouth, they need a means to move and that is it. Those droplets are then caught by whatever type mask you are wearing with varying efficiency. A N95 is the best with well over 95 percent efficiency both directions. A Quality Medical Mask is 90 percent expulsion but only ten percent inhaling. Cloth Cotton usually is around 40 percent with Fleece actually increasing the odds as it creates larger water droplets, so those are completely fucking bad.
Next people have to know how to know how to wear a mask and most simply do not even know to pinch the fucking metal tab above the nose, the tighter the fit of the mask the better it works. If the air goes out through the nose or out the sides then the virus is escaping.
If you are wearing even the best for Viral Protection the N95 you will be forcing more air out and trust me, having worn one a ton in construction, the air will go out the side thus reducing its effectiveness.
SO yea, Churches are a terrible place to be right now.
Next time you tell someone who mentions goat gang bangs they need to think for themselves, you should know you are in for it.
Turn off Faux, in fact, turn off everything right, their understanding of every science save Marketing is beyond abysmal.

Friday, November 27, 2020

Are Landlords Wealthy and are Rentals a Good Investment?

 There is a Myth that Landlords are Wealthy, I am sure that some indeed, may be, I am not.

The Typical American is Mathematical Illiterate which is where I think this comes from along with piss poor business school teachers who's investment experience comes from watching MarketWatch, so lets do a quick breakdown.
Lets say you have the money to purchase a home for the astronomically low price of 149k and can afford to put the 20 percent down which is 29,800. IF you get a 30 year fixed rate at 2.75 percent with your typical taxes and insurance your payment will be 712 per month. I also should include your typical closing costs are 4 percent so your total down needed would be 35760 at closing.
Now lets say you it is a two bedroom house and you are pulling in 900 per month that leaves you a 188 per month to supposedly pocket bringing your total profits for the year to 2256. So Ten Rentals nets you 22560 per year. Provided you put the same down on each house you would have invested 290800 in down payments alone. That belies the fact that for each house if you were to pay for 30 years (Idiot if anyone does) you would pay 256320 for that house.
Now if you are lucky enough to keep those renters in for longer than the Six month lease., your profits go up, however every time someone moves out you are looking at some sort of maintenance and hopefully at the worst you will use their deposit and at other times if they go beyond their deposit then you will lose that extra money as they simply will not pay, so out of your pocket.
Now mind you, property does equate leverage however it also more often than not means debt,
So take that money, invest in a college education and stop your bitching about the abysmal "50k debt" you spent to make 50k Plus each year off that education.
Wish I had, I would be way better off in that regard, however I purchased Rentals as a means for retirement as I have noticed most people will lose their pensions and 401k is not retirement. So while I have managed to dedicate myself and push to do better than most, I am by no means wealthy. This post should also put down the fucking lie of "Buying two rentals and retiring" Look anyone in the face who tells you that and simply say "You are a liar, I can do math"

Tuesday, November 3, 2020

Dear Conservatives, I do not know if you realize it, but you are opposite of what the Bible actually teaches.

  I suppose for those of us who have read the Bible, being at the point where Gods word is no longer followed really is nothing new. The Bible is filled full of instances where God, Frustrated  by his own creation, not following his word are destroyed, only to be resurrected by  a handful of his "Saviors"


So here are  are today at an impasse where those who are hiding under God's benolovant  seem to follow Ideals that are not his, so here is a quick summary for those  of you who think you can be a Conservative and follow an Abrahamic Religion. 

First, we will start out with something incredibly simple, the Ten  Commandments. 

 Though Shall not put any Gods before me-  That means  money, President,  Country etc  

Though Shall Not make any graven Image- 45

Though  Shall Not Take  the Lords Name  In  Vain- That pretty  much does mean  "Goddamn  it" which  you use constantly, it also refers to following his wishes and not having Idols. 

Though Shall not Kill- No, that does  not mean  unless they are  scary brown people from the area where the Bible Originated. 

Though Shall  Not Commit Adultery- No, that does not mean it's  ok once,  nor does them being hot and  you  horny a pass, it also means with your eyes as  well 

Though  Shall  Not Covet Thy Neighbors Possessions- This pretty much damns any American. 

Honour they Father and They Mother- This does not mean The Military and Trump  

Remember the  Sabbath  and  Keep it Holy- Yea,that does  not seem  compatible  at all  with Conservatives work every day and  hour Mantra  

Though Shall  Not Steal- That means  elections too  

Though  Shall  Not Bear False Witness against your Neighbor-  No  Matter how much you hate that Liberal, he is following Jesus word more than you,  and no you cannot crap on him just to get him  out of the way. 


At this point you should be looking in the mirror thinking what a bad Christian/Jew you really are, but I  am  sure you want to continue,  so we shall again,  keep it simple with the  Seven  Deadly Sins,  which are a culmination of  things from the  bible you should take as an overall  Message. 
This Meme also includes the Seven Virtues. 






So now that we have established you are pretty much doing it all,  wrong,  now what?
Well  lets  take  on the hot topics of the west currently 

Immigration; The Bible about welcoming Immigrants as it starts out with Adam and Eve who had to leave the Garden of Eden to go live with everyone else. It then goes on to the book of Exodus which is a book all about the Struggle of Jews in the land of the  Egyptians.  
I could post up all kinds of Versus  for  this one, but I will  again, keep it simple 

Jeremiah7:5-7
For if you truly amend your ways and  your doings, if you act justly one with another, if you do not oppress the alien,  the orphan, and the widow,  or shed innocent blood in this place, and if you do not go after other gods to your own  hurt then I will dwell with you in this place,  in the land that I gave of old to your ancestors forever and ever.

Zechariah 7:9-10
Thus says the Lord  of hosts:  Render true judgements, show kindness and mercy to one another, do not oppress the widow, the alien, or the poor,  and do not devise evil in your hearts against one another.


You  know that DACA controversy?  Yea,  it literally  according  to YOUR book should not be  an issue at all  

Ezekiel 47:22
You shall allot it as an inheritance for yourselves and for the aliens who reside among you and have begotten children among you.  They shall be to you as citizens of Israel:With you they shall be allotted an inheritance among the tribes of Israel. 


Romans 12:13
Contribute to the needs of the saints, extend hospitality to strangers. 
Ohh, so Confusing, but those damned poor, communists want to give them everything!

Job 29:15-17
I was eyes to the blind, and feet to the lame. I was father to the needy and I championed the cause of the stranger. I broke the fangs of the unrighteous and made them drop their prey from their teeth. 


Deuteronomy 15:11 
For there will never cease to be poor in the land. Therefore I command you, you shall open wide your hand to your brother, to the needy and to the poor in your hand. 

Deuteronomy 15:7-8
If among you, one of your brothers should become poor, any of your towns within your land that the lord your god is giving you You shall not harden your heart or shut your hand against your poor brother, but you shall open your hand to him and lend him to sufficient for his need, whatever it may be. 


Luke 14:13-14
He said also to the man who had invited him, "When you give a dinner or a banquet, do not invite your friends or your brothers or your relatives or rich neighbors, les they also invite you in return and be repaid. 
But own you give a feast, invite the poor, the crippled the lame, the blind and you will be blessed, because they cannot repay you. For you will be repaid at the resurrection of the just. 


The Bible not only commands you to give to the poor, it is not so kind to the wealth you are seeking.


Luke 12:33-34
Sell your possessions and give to the needy. Provide yourselves with moneybags, that do not grow old, with a treasure in the heavens that does not fail, where no thief approaches and no moth destroys. For where your treasure is, there will your heart also be. 

Leviticus 19:9-10
When you reap the harvested of your land, you shall not reap your field right up to its edge, neither shall you gather the gleanings after your harvest. You shall not strip your vineyard bare, neither shall you gather the fallen grapes to your vineyard. You shall leave them for the poor and for the sojourner. I am the lord your god. 

1Timothy 6:10
For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. 

Mathew 6:24
No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve god and money. 



Abortion?
Well up until now you are probably thinking, well  this bible is pretty good, yea it has some 
redeeming points, however in this area, well did you know the jews do not think a  fetus has a soul?
Not only do 85 percent of Israeli's approve of abortion, but it is also so common that the US essentially pays for it with their massive aid to Israel.

Hosea  13:16
The People of Samaria must bear their guilt because they have rebelled against their god. They will fall by the sword, their little ones will be dashed to the ground their pregnant women ripped open.

In fact, the bible even  gives directions on how to abort a fetus.
This is a long one and you best visit it yourself 
Numbers 5:11-31

this water that brings a  curse to enter your body  so that your abdomen swells or your womb miscarries"

Well shit...